Category: Insurance

Term Life Insurance for Seniors – 5 Tips for Finding a Plan!

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Seniors term life insurance is becoming an important policy in today’s world. The prices of funerals are increasing and senior citizens are expected to play a bigger role in the family’s finances. Having life insurance is a good way for you to provide financial security for your loved ones. Life insurance for seniors can be expensive and difficult to find if you have a terminal disease. Minor health problems will not disqualify you. When purchasing

Posted in Finance, Insurance, Retirement

No Medical Exam Life Insurance – How to Get Coverage for Obese People!

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Being obese is not something to be proud of. Many people suffer of this unpleasant condition and try to get rid of it by any means necessary. Obese can be generated by several reasons and unhealthy diet is not always the cause. Genetic diseases or hormonal disorders are also causes of obesity. Unfortunately, obesity has negative impact not only on physical aspect, but also will influence certain financial aspects. These types of persons are usually

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No Medical Exam Life Insurance for Former Cancer Patients

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If you have recovered from cancer, it is time to think of purchasing a life insurance plan. Former cancer patients will have to struggle before they can find affordable plans. The good news is that former cancer patients can qualify for no medical exam life insurance! Is life insurance without medical examinations real? Yes, people can purchase life insurance without having to take medical examinations. These policies have a simplified underwriting process which means that

Posted in Finance, Health and Fitness, Insurance

How to Cover Funeral Costs With No Medical Life Insurance!

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 It is a bit disturbing to talk about your funeral and plan the postmortem future for your spouse and kids.  Although it is a taboo topic, the consequences of not planning anything will be far worse for the ones you love. Without proper financial support, the family will plunge into financial collapse, even risking to be evicted. If you are not old, you will have no problem getting insurance, but if you are a senior,

Posted in Finance, Insurance, Retirement

Life Insurance For Seniors: Do You Need It?

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As we enter in our final years of our existence, we tend to care more about our bodies, our legacy and we tend to forget about all expenses and the financial status of our family.  This mentality is full of flaws and it must be changed. Do not neglect your economy and financial planning, they are strictly related with your health and the possibility of paying any medical treatment. Life insurance is probably the most powerful

Posted in Insurance, Retirement

Seniors Life Insurance: 3 Great Life Insurance Plans!

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A life insurance has the purpose to empower us and make us feel safer. Each policy provides certain benefits for either the policyholder or its beneficiaries. Knowing better each policy type will help you make an educated choice. Talking with financial advisors is also recommended. No matter how witty you think you are, the whole underwriting process is an intricate matter and all the minor details can determine the final price for a policy. When

Posted in Insurance, Retirement

The Advantages Of Purchasing Term Life Insurance

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Term life insurance is one of the most popular forms of life insurance. It provides protection for a limited time, selected by the insured.  This policy is dedicated to many categories of people and you can easily get term life insurance for seniors. Here you can read about the advantages of purchasing term life insurance: 1)     Financial protection. This really the reason everybody wants to buy term life insurance. Life insurance will help the family

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Can Smokers Get Life Insurance For Senior Citizens?

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Smoking is bad both for your health and wealth. The reasons are quite obvious: you introduce in your organism a series of harmful chemicals, many of them considered carcinogenic. Being old is another reason to worry you. Combine these two traits and you will see how hard is to find the life insurance senior smoking citizens want. Companies are usually skeptical towards ensuring smoking persons above a certain age. Still there are options and smoker

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No Med Exam Life Insurance Basics!

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No medical exam life insurance is a new product on the insurance market and many people may be asking themselves how does it work and more importantly, if it possible to get life coverage without having to visit doctors. Buying life insurance that does not require a medical examination has several benefits, but it is important to know and understand the basics! The underwriting process So how do companies manage to sell policies without a thorough prior

Posted in Health and Fitness, Insurance

Can I Purchase Life Insurance If I Suffer From Heart Problems?

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People with a history of heart attacks and heart disorders can qualify for several types of life insurance policies. Heart problems are common among seniors and it is treated as a pre-existing condition. Your eligibility and the premiums you will have to pay depend on the gravity, longevity and other aspects of your medical condition. Heart disorders as a pre-existing condition Insurance agencies will treat heart disorders as a pre-existing condition which means that applicants

Posted in Health and Fitness, Insurance