Buy Life Insurance You Can Afford

Buy life insurance you can afford. Sounds simple enough, doesn’t it? But the fact is, too many people get talked into buying coverage that is beyond their budget. They get stuck with a policy, struggle to pay it, and potentially end up having to abandon the policy. In the case of most types of coverage, such as term life insurance, that means you lose everything. You lose your coverage, and you lose all the money you paid into it to date. What a waste.

Buying life insurance doesn’t have to be pressured, however. And it doesn’t have to be expensive. You can buy life insurance you can afford; you just have to do a little comparison shopping. Get as many quotes from as many different companies as possible. Compare them. And choose one that you can truly live with, one that meets your needs and meets your budget over the long term.

Let’s say you want coverage with a benefit worth tens of thousands of dollars. You may want the benefit of your policy to cover, for example, the cost of your funeral and burial or cremation. For an appropriate benefit, expect to pay pennies per day for coverage.

Or let’s say you want a policy with a benefit worth hundreds of thousands of dollars. You may want the benefit of your coverage to build your children’s college education fund. Or you may want the benefit as added protection to cover end of life medical care and hospitalization not covered by health insurance or Medicare. That’s a burden no family should have to bear, especially when grieving the loss of a loved one.

Or perhaps you want a policy with a benefit worth hundreds of thousands or even millions of dollars in order to protect your family’s ability to pay the mortgage, buy food and clothing, make car payments and credit card payments, and generally continue enjoying the quality of life you have worked so hard to provide for them. A policy with a benefit worth hundreds of thousands of dollars can cost about the same as the price of a cup of coffee per day.

To make sure you buy life insurance with the right size benefit and the right size premium, use a free, unbiased online quoting service. This is how to buy life insurance the fast, simple, and effective way. You just answer a few basic questions. Then you click one button. And almost instantly, you see quotes. It costs nothing. There is no obligation. And it takes just minutes from start to finish.

You can choose the policy that fits your needs and budget. You can pay your first premium online. In most cases, you can even download your new policy to print and file with your most important household documents: your will, your mortgage or lease, your car title, and so on. Insurance is equally important.

Everybody wants the protection of life insurance. But nobody wants to buy life insurance that they can’t afford. Life insurance is important. And like so many important commitments, you need to make sure you get what’s best for you—best for your needs, best for your budget. Find all your best, most affordable options by using a free, unbiased, online resource such as